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234 Agustin Rubini: Fintech in a Flash

Fintech is revolutionizing the financial industry, and this book provides an accessible overview of the technologies and trends driving the transformation.

Agustin Rubini: Fintech in a Flash


Fintech in a Flash is a concise and accessible introduction to the world of financial technology. The book covers a range of topics related to fintech, including mobile payments, crowdfunding, robo-advisors, blockchain, and digital currencies. Rubini explains the underlying technologies and business models behind these innovations, as well as the key players in the fintech ecosystem, such as startups, venture capitalists, and regulators. The book also examines the impact of fintech on traditional financial institutions and the broader economy, and offers insights into the future of financial services in a digital age.


Title: Fintech in a Flash: Financial Technology Made Easy

Author: Agustin Rubini

Publishing year: 2017

Publisher: Wiley

Length in hours: 8 hours and 1 minute

5 main ideas

  1. Fintech is a rapidly evolving field that is disrupting traditional financial services and changing the way we think about money and banking.
  2. The rise of mobile devices and digital platforms is driving the growth of fintech, enabling new business models and customer experiences.
  3. Fintech startups are challenging traditional financial institutions and forcing them to adapt to new technologies and customer expectations.
  4. Blockchain and digital currencies are transforming the way we store, transfer, and exchange value, with potential implications for everything from banking to voting.
  5. The future of fintech is uncertain, but it is clear that innovation and disruption will continue to shape the financial industry for years to come.
Agustin Rubini: Fintech in a Flash

5 funny quotes

  1. "Fintech is so hot right now, even your grandma is investing in bitcoin."
  2. "If money is the root of all evil, fintech is the root of all innovation."
  3. "Who needs a bank branch when you can open a savings account from the comfort of your own couch?"
  4. "Fintech is like a financial buffet - you can pick and choose the services that best meet your needs."
  5. "Forget cash, credit cards, and checks - in the future, you'll be paying for everything with your smartwatch."

5 thought-provoking quotes​

  1. "Fintech is not just about technology, it's about changing the way we think about money and finance."
  2. "Fintech startups are challenging the traditional banking model by offering more personalized and efficient financial services."
  3. "Blockchain has the potential to transform the financial industry by enabling secure, decentralized transactions without the need for intermediaries."
  4. "Regulators are struggling to keep up with the pace of fintech innovation, and must strike a balance between consumer protection and fostering innovation."
  5. "The future of financial services will be shaped by the intersection of fintech and other emerging technologies, such as artificial intelligence and the Internet of Things."

5 dilemmas

  1. How can regulators balance the need for consumer protection with the imperative to foster fintech innovation?
  2. What will be the impact of blockchain and digital currencies on traditional banking and financial services?
  3. Will fintech startups eventually replace traditional banks, or will they coexist in a new hybrid model of financial services?
  4. How can traditional financial institutions adapt to the changing landscape of fintech, and what strategies should they adopt to remain competitive?
  5. How will emerging technologies like artificial intelligence and the Internet of Things shape the future of financial services, and what challenges and opportunities will they present for the fintech industry?

5 examples

  1. PayPal, the online payments giant that disrupted the traditional banking model with its simple and user-friendly platform.
  2. Robinhood, the mobile investing app that has attracted millions of young investors with its commission-free trades and easy-to-use interface.
  3. Jamie Dimon, the CEO of JPMorgan Chase, who has warned that fintech startups pose a major threat to traditional banks.
  4. Ripple, the blockchain company that is revolutionizing cross-border payments with its digital currency XRP.
  5. Ant Financial, the Chinese fintech behemoth that offers a range of financial services, from digital payments to wealth management.

Referenced books

  1. "The Fintech Book: The Financial Technology Handbook for Investors, Entrepreneurs, and Visionaries" edited by Susanne Chishti and Janos Barberis
  2. "Bank 4.0: Banking Everywhere, Never at a Bank" by Brett King
  3. "The Age of Cryptocurrency: How Bitcoin and Digital Money Are Challenging the Global Economic Order" by Paul Vigna and Michael J. Casey
  4. "The Innovator's Dilemma" by Clayton M. Christensen
  5. "The Lean Startup: How Today's Entrepreneurs Use Continuous Innovation to Create Radically Successful Businesses" by Eric Ries


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"Regulators are struggling to keep up with the pace of fintech innovation, and must strike a balance between consumer protection and fostering innovation."

Agustin Rubini: Fintech in a Flash
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